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How To Accept Credit Cards At Your Yard Sale With Square In the Spring, lots of people hold yard sales to get rid of clutter and make some extra money. As long as you plan and advertise your yard sale well enough, and offer a wide variety of items, you have the potential to make hundreds of dollars in just one or two days. Because yard sales are generally cash-only endeavors, your profit will be instantaneous, and there's no need to go to the bank to cash a check. Accepting only cash at a yard sale is traditional, but it's also limiting. Your customers can't spend more than the money they have in their pockets. If they don't have enough money for everything they want, they could go back home and return with more money, but they also might decide to just go home. If you could accept credit cards at your yard sale, you could offer your customers another payment option. Almost everyone has a credit card that they carry around for spontaneous use or emergencies, and so you would have the potential to make even more money. How can you accept credit cards at your yard sale? Mobile devices now offer lots of conveniences, and the ability to accept credit card payments from anywhere is one of them. One of the most popular services is Square. How to Sign Up for Square At Square's website, SquareUp.com, you can register for a free account. Lots of small businesses are taking advantage of Square, but it's also perfect for short-term use, like for a yard sale. Because there are no fees to start, there's really no risk involved in just signing up. Square will mail you a credit card reader, which attaches to your smartphone or tablet, at no cost. After you register, download the free Square app, and connect the credit card reader to your device, you're all set. How Square Works If it doesn't cost anything to sign up for Square, then what's the catch? The way it works is Square will keep 2.75 percent of each sale you make. There are no extra fees to the customer. You can also enter credit card numbers in manually without using the credit card reader, and the feel for manual transactions is 3.5 percent and 15 cents. Transactions are instant, just like making a credit card payment at any store, and they're secure. Your profits will then be deposited directly into your bank account within 12 to 36 hours after the sale. Using Square at Your Yard Sale If you want to use Square at your yard sale, you will have the potential to make more money than with a cash-only sale. Even though Square will take 2.75 percent of your profits, you will still make more money, because most of those credit card purchases are likely to be sales you wouldn't have made otherwise. You can email digital receipts to your customers, and you can even process refunds if necessary up to 60 days after the sale. Square accepts Discover, American Express, Visa, and Mastercard. It can take up to two weeks to receive your credit card reader in the mail, so be sure to sign up at least two weeks before your yard sale so you'll receive it in time.
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