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Is There An Average Cost Of Health Insurance? One of the biggest concerns for an individual or family is the cost of health insurance premiums. When searching for health insurance it is important to understand that insurance companies take many factors into consideration when determining the rate of your individual, family, or group premium. An insurance company will consider the health conditions of everyone that is going to be insured, this will include any pre-existing conditions that a person may have. The average cost of health insurance premium in 2008 was around $5000 per year or $400 per month for individuals. Family plans cost around $13,000 a year or a little over $1000 per month. This being said, the average cost of health insurance fluctuates annually and the amount a particular plan will cost depends directly on the person who is being insured. Each person is treated as an individual case when it comes to the prices of insurance premiums. This makes finding an average cost of health insurance quite difficult. This is why it is important to shop around for your health insurance policy. The more research into the company and the policy you do, the better off you will be. Taking the time to research this information can save you a lot of money per month on your health insurance. The best place to research this information is on the internet. There are many websites available that allow you to compare policies and rates from several different companies all at once. These sites offer the best way to compare similar policies to determine which one is right for you. It is surprising how much the average cost of health insurance premium can vary from company to company. If you take the time to compare rates it is easy to find a health insurance policy that will meet your needs at a reasonable rate.
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