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Buying A Mobile Home I'm the judgment referral guy who writes a lot. For most people, staying in mobile housing does not sound very appealing. Because certain places have often had natural disasters, a phase commonly overheard is something like: "God hates mobile homes". Around 1976, the government changed the laws, and the Department of Housing mandated updates for rules for manufacturing mobile housing. History has shown that tornadoes, hurricanes, flash floods, or fires have destroyed certain mobile housing. But, the media sometimes tends exaggerate any risks. My SWAG (Scientific Wild-Ass Guess) is far less than 2% of mobile housing occupants ever experienced these kind of devastations, and most mobile homes are put at areas having no record of recent tornados or floods. Despite the problems, and warnings in some areas in some states, many people find that living in mobile homes is a lot better than living in a cheap thin-walled apartment or condo, or renting some room inside a home, or sharing an apartment. Mobile homes, either purchased or rented, can offer an impressive level of quietness and privacy, often at a relatively low cost. Certain mobile houses get built better than some stick-built houses. Some of them are nicer and bigger than some regular houses. Long ago, all modular homes and manufactured houses were called mobile homes, because they all had wheels and axles. Around 1976, all mobile home units which could be converted to real estate property, was defined as a manufactured house. In this article, mobile home describes either an installed mobile, modular, or a pre-manufactured house. Whether a manufactured/mobile/modular house can be converted to real estate, depends on whether everything complies with construction-related and any other laws. But, these kind of conversions needs to usually be put in a specific mobile home park complex. In the majority of cities, particularly ones having large populations, one cannot lawfully install a mobile housing on just any single-family lot. One reason is because existing and established neighborhoods would not want that. Of course, maybe these kind of laws are probably not one hundred percent complied with or effective. At places that mobile housing is permitted, people either buy or finance mobile homes; and have them hauled to some land having a foundation that is permanently secured. Then, that specific land use needs to get approved. After that, that mobile housing's axles and wheels are taken off, all necessary fees and paperwork is sent to the local county, and finally it will be considered a real property. Many mobile homes are installed at spaces rented at mobile home parks, and the occupant pays rent monthly; although some get installed on land owned by the resident themselves or their bank. Certain people pay for renting both their mobile home and the land it rests on; because it is a competitive option compared to a cheap apartment or some other kind of shared house circumstance. Building codes usually don't classify mobile homes as "buildings". Instead, they're often defined under the Health and Safety Codes, in California, check out http://law.onecle.com/california/health/18007.html. Some communities, with plenty of available spare land, may be pressured to meet new housing unit requirements, so some more rural cities may start permitting additional mobile housing parks. As you would expect, certain other cities have laws which do not permit even a parked RV, to be visible from a street. As with conventional real estate, some mobile housing (usually installed on land which the seller owns) can be sold. Most of the time, only mobile homes manufactured after 1976 may qualify for standard funding; and some states allow lending only with a newer manufacture date.
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