archive gmail mail

Rebuild Your Credit With A Prepaid Credit Card It can be pretty tough when your credit is bad and it is next to impossible to get credit when you need it. Most major credit card companies will not talk to you, and a lender - well, forget about it. There is a way, though, out of the tough situation with a prepaid credit card. Here is what you can do with a prepaid credit card to help rebuild your credit score. Need A Bad Credit Rating One of the best things about a prepaid credit card is that it was designed for people with bad credit. In fact, that is one of the qualifications. There will not be any check on your credit rating, or your employment. Anyone can get one of these credit cards, but you will need to deposit a cash amount equal to the credit limit you want. This lets you know that it operates on a debit basis - no actual credit is given. Get A Card That Reports To A Credit Bureau Not many prepaid credit cards actually report to a credit bureau. That is, however, the kind of card that you want to get. While others make having cash handy, it really will not help you (or anyone with bad credit) in the long run. Watch The Fees Prepaid credit cards often come with a number of fees. You should compare one card with another in order to get the fewest fees. In order to get a prepaid credit card that reports to a credit bureau, you will probably have to pay an annual fee - could be as high as $100. Look For Benefits Most prepaid cards do not come with any benefits, but some do. You can get points, like on a regular credit card, that are useable for a few benefits - like free phone time, and more. No Credit Card Abuse Another good thing about these credit cards is that you can never go over your limit, or have to pay any late fees or interest. (Hey, this is sounding better all the time). This means that if it reports to a credit bureau, that it would be impossible to get a lower score than what you may already have with this kind of card. Easily Put Cash On Your Card Most prepaid cards will allow you to easily put credit on it from just about anywhere. You can even put your paycheck onto it by Direct Deposit. Use It Like A Credit Card A number of these prepaid credit cards can be used in the same way as a credit card. You can set up automatic bill payments, purchase things online, or over the phone. If you want this feature, however, be sure that the ad says that you can do this. Like any other credit card, you will want to compare features and fees in order to find the best prepaid credit card for your needs. While most of them are similar, the fees vary widely. Since no qualifications are needed, why not get the best?
Previous     Next
See also
windows 8.1 update 1 internet explorer enterprise
las vegas hotels cheap on the strip
expedia chicago hotels magnificent mile
san diego hotels downtown
car rental salt lake city
windows internet explorer 9 for xp sp3
american express login uk
circuit city credit card
home mortgage companies
party city near menifee ca school tax credit
washington mutual insurance company cancer insurance
hotels with kitchenette in los angeles
expedia customer service number australia
quotes about friendship and love
compensatory
complete netflix movies list 2015
nearest party city near me hours to seconds
youtube songs
orbitz cruises last minute
cnn sports soccer
nascar sprint cup series 2016
cheap tickets to florida from new york
ebay usa motorcycles
one 800 flowers promo code
domain name search whois
dell support dell computers
orbitz rental car
hawaiian barclay credit card login
food wars saison 2 streaming
best debt consolidation programs in canada